This week's mortgage rates : 03/30/2026

Morris Shem

Published on: 30/03/2026

Mortgage rates moved slightly higher this week, with FHA rates now at 4.750%–5.750%, Conventional loans at 5.750%–6.50%, and Cash-Out refinances rising to 6.125%–6.625%. Jumbo and Bank Statement programs remain stable at 6.25%–6.50%, while DSCR investment rates show mixed movement between 5.990%–6.375%, offering some flexibility for real estate investors. For buyers and homeowners, this upward trend means acting sooner can help secure lower monthly payments before rates climb further, while Cash-Out borrowers may benefit from locking in equity access now. With options that may include zero lender fees, no points, and fast closings, this week presents a strong opportunity to review your strategy and lock in a rate before additional increases take hold.

New Week Rates

This week's mortgage rates : 03/23/2026

Morris Shem

Published on: 23/03/2026

Mortgage rates are showing mixed movement this week, with FHA rates ranging from 4.625%–5.50% and Conventional loans between 5.375%–6.00%, while Cash-Out refinances have edged slightly higher to 5.625%–6.125%. Jumbo, Bank Statement, and DSCR investment programs remain steady in the 5.875%–6.25% range, providing consistency for buyers, self-employed borrowers, and real estate investors. For buyers, competitive FHA and Conventional options continue to support affordability, while homeowners can still leverage Cash-Out opportunities to access equity strategically. With options like zero lender fees, no points, and fast closings, this week offers a clear opportunity to lock in a rate and move forward with confidence before market conditions shift.

New Week Rates

This week's mortgage rates : 03/16/2026

Morris Shem

Published on: 16/03/2026

Mortgage rates are holding relatively steady this week, with most 30-year Conventional loans hovering around the low-6% range, FHA options still slightly lower, and Jumbo programs trending a bit higher as markets react to economic and global factors. Overall, rates remain near the ~6% range that analysts expect to persist through much of 2026, creating a stable window for buyers and refinancers who are ready to move forward. Whether you're purchasing, refinancing, or accessing equity, flexible options like FHA, Conventional, Jumbo, DSCR investor loans, Cash-Out refinances, and Bank Statement programs continue to open opportunities for a wide range of borrowers. With zero lender fee options, no points available, and fast closings, many homeowners and investors are taking advantage of this market to secure financing or lock in a competitive rate before the next rate shift.

New Week Rates

This week's mortgage rates : 03/09/2026

Morris Shem

Published on: 09/03/2026

Mortgage rates this week are showing mixed movement, with FHA rates ranging from 4.625%–5.50% and Conventional loans between 5.375%–6.00%, while Cash-Out refinances edged slightly higher to 5.625%–6.125%. Jumbo, Bank Statement, and DSCR investment programs remain stable in the 5.875%–6.25% range, giving buyers, investors, and self-employed borrowers more consistency when planning financing. For buyers, competitive FHA and Conventional options continue to support affordable monthly payments, while homeowners considering a Cash-Out refinance may still benefit from accessing equity for renovations, debt consolidation, or investment opportunities. With programs offering zero lender fees, no points, and fast closings, this week presents a smart opportunity to review options and consider locking in a rate before the market shifts again.

New Week Rates